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The Energy Assistance Program (EAP) and Water Program application period closed on May 16, 2022. If you are in need of assistance, there may be other available funding sources. Please contact your local intake center or dial 2-1-1 for referrals to local resources in your community. Applications for PY2023 will open online on October 01, 2022.

buy here pay here northwest indiana

Our weatherization program is all about safety. Many homes receiving WAP are older homes and may need repairs. The WAP checks the exterior of the building, and major energy systems to ensure there are no occupant health or safety concerns before installing any energy efficiency measures.

The Energy Assistance Program (EAP) and Water Program application period closed on May 15, 2023. If you are in need of assistance, there may be other available funding sources. Please contact your local service provider, your local Community Action Agency, or dial 2-1-1 for referrals to local resources in your community. Applications for PY2023 will open on October 03, 2022.

Please note that an LSP has 10 days to determine eligibility of an EAP application when an in-person appointment takes place, and 55 days to determine eligibility of an EAP application when the application is delivered by other means, including but not limited to drop-off, mail, fax, e-mail, an electronic portal or by proxy. When a heating crisis situation exists (defined as when a utility disconnection notice has been received, utility has already been disconnected, propane or fuel oil at or below 25% of a tank, or within 10 days of running out of other bulk deliverable fuel), LSPs must provide a mitigating action within 48 hours. In cases where a life-threatening crisis situation exists (defined as when a utility is already disconnected or bulk fuel heating source is already disconnected and there is a documented medical need in the household with an extreme safety concern), LSPs must provide a mitigating action within 18 hours. A mitigating action may or may not necessarily include determining eligibility of an EAP application within this time frame.

Please also note that the program officially opens, and the timeline for application approval begins, on November 1st . Therefore, even if you submitted your application early, an LSP has until 55 days from November 1 to determine eligibility on an application if there is no crisis situation present. All other processing timelines will begin no earlier than November 1.

Welcome to Northwest Indiana Auto Finance. Be sure to visit our virtual showroom of inventory available for purchase. There you will see detailed information about each vehicle, a picture gallery, as well as convenient ways to contact us for more information about that vehicle. We are located at 401 West Hwy 6 and are available by phone at 219-734-6227 . You can also get driving directions and hours of service from our user friendly website.

Annual Meeting and Candidates for the Board of Directors - Northwest Federal Credit Union's 2023 Annual Meeting will be held on April 22 at 9:00am ET at 220 Spring Street, Herndon. There will also be an option to attend the meeting virtually.

*APY = Annual Percentage Yield. Fees may reduce earnings on account. A penalty may be imposed for early withdrawal. Rate is current as of 2/21/2023 and subject to change at any time. The 10-month Bloom Certificate is a promotional certificate and is not eligible for a dividend rate bonus. At renewal, certificate will auto-renew into current one year certificate unless otherwise designated. A minimum deposit of $1,000 is required. View the full disclosure here.

Suggested downtown transfer: take CTA trains to Jackson (Red or Blue Line) or Library (Brown, Orange, Pink or Purple Line). Exit the station and walk less than a block to the NW corner of State and Van Buren, where you can catch the 2, 6 or 10 buses (see above for descriptions).

One bike option great for both Chicagoans and visitors is Divvy, Chicago's bike sharing system. Divvy offers both annual memberships and 24-hour passes for unlimited 30-minute bike trips. Just unlock a Divvy bike at the station nearest you, then dock it at the Divvy station just outside the main entrance to MSI. (For lakefront riders who want some extra time getting here from downtown, the 31st Street Divvy station is a convenient point for docking and undocking your bike to restart the 30-minute timer.)

Unfortunately, there is no flashing red light telling you when is the right time to buy a house. Instead, purchasing a home usually happens due to a major life event. To see if your ready this section will tell you what to consider when buying a house.

There are a few guideposts which should indicate to you whether or not you should buy a home. Prospective homebuyers should ask themselves these questions and think about the present to three years in the future when answering each:

The sources you use to check your credit score matter. There are many free resources to check your credit score. However, many of these do not provide the most accurate number. Instead, consider contacting the credit bureaus directly and ask for your credit score. In the U.S. these are Experian, TransUnion, and Equifax. Each is required to provide you with your credit score and report once per year at no cost.

There are some down-payment assistance programs offered by some lender for conventional and insured conventional mortgages with minimum down payments as low as 3%. Speak with your lender about those products.

The next step in the process of buying a house is to decide what mortgage type you want to use. There are pros and cons to each type of mortgage. Here, I will take you through the basics of each mortgage to help you choose which is best for you.

VA loans are a benefit earned by qualifying veterans and surviving spouses of veterans. These veterans are rewarded this great benefit for their service to the country. VA loans do not have a down payment and there is no private mortgage insurance. There is the VA loan funding fee which is high at 1.4% to 3.6% of the purchase price. This can be rolled into the home loan, though. Also, there are some exemptions for the VA funding fee.

Getting pre-approved for a mortgage is easy. All you need to do is have a conversation with a mortgage loan originator. It is likely your bank or credit union has a mortgage department. Or, you can contact a mortgage broker. One of the best mortgage providers in Indiana is Diamond Residential Mortgage Corp. You can start your mortgage pre-approval with Diamond Residential Mortgage by clicking here.

If you planning on buying a home for sale in Northwest Indiana, think of us. The Quadwalls Real Estate Team can help you find and buy a home. Click here to contact us. Or, really take a leap and tell us what you are looking for by completing the Quadwalls HomeFinder Assistant today.

After house hunting you will find a home you want to buy. Now you are buying a house process step where you write an offer for the home. Your real estate agent will have the documents to help you write the offer. As you prepare to write the offer you want to make sure you have done the following:

The final step of the process of buying a house is closing. In Indiana closings typically occur at a title company. The buyer, seller, and real estate agents will be present. The buyer or seller can request a split-closing where each side completes their part of the closing separate from the other party. Attorneys are not required to attend a closing in Indiana.

The Quadwalls Real Estate Team is a team of REALTORS in Northwest Indiana. This is a high performing team of qualified Indiana real estate agents here to help you save money and make better decisions when buying a home.

Matthews Auto President Rob Matthews said the employees from those acquisitions have been of high quality. He said in a statement that those acquisitions "were instant contributors to the overall success of Matthews Auto. We have met the teams in Albany, and have every reason to believe that the same extraordinary level of talent that we saw in our previously acquired Fuccillo stores exists here."

The brothers intend to stay active in their other businesses, including two Byrider buy-here, pay-here stores. But they decided to cut some of their commitments and sell the Ford dealership, he said. Over time, they also sold "all but a couple" out of 17 gas stations and convenience stores they owned, Rick Francois said.

Across the country, it's also a seller's market for dealerships. "It is absolute craziness out there right now," said Andy Gill of Gill Automotive Group, a sell-side firm in St. Augustine, Fla., who represented the sellers in the transaction.

Northwest ISD is home to learners and leaders who receive exemplary educational support and extracurricular offerings as they prepare for their long-term future. Our district believes students should be prepared for wherever their personal paths take them, including college, a career, the military and life in general. With our 234 square miles, Northwest ISD serves more than 29,000 students in 14 cities, towns and communities across three counties. No matter how much our enrollment grows, our 30 schools are always guided by the belief that kids come first.

A diverse array of living options exists in Northwest ISD, as the district spans a large land mass with different locales, from suburban to country and everything in between. Regardless of where you live, NISD's location along the I-35 corridor provides quick access to shopping, dining and travel businesses.

Our district prides itself on providing exemplary education to students alongside extracurricular offerings that are second to none. Students are encouraged to find and follow their passions at school, where they receive instruction to prepare them for wherever life takes them after they graduate. Northwest ISD employs top educators who strive for student success. 041b061a72